Mortgage Strategies

The stories found here are focused on providing mortgage tips and strategies to help you achieve your goals. Whether that be saving interest, increasing your cash flow, limiting potential mortgage penalties, we’ve got you covered.

Muskoka chairs sit on a dock looking over Boshkung Lake, in Algonquin Highlands, Ont

Dreaming of a lakeside cottage but can’t afford it? Co-ownership could open that door

June 20, 2025 No Comments

A lakeview cottage with cosy rooms, a sandy beach nearby and a dock to gaze into the sunset was the dream for Corrine Evanoff.

Thinking about a prefab home or secondary suite? Here’s what to consider

June 13, 2025 No Comments

When our clients Chris and Brianne Curry completed the construction of their modular backyard home earlier this year, it was more than just a personal win, it became a real-life example of how Canadian homeowners can take control of housing challenges in their own communities.

Got extra cash? Here’s when experts say it’s best to make a lump-sum mortgage payment

June 9, 2025 No Comments

Being mortgage free can seem like a distant goal when the outstanding balance is in the hundreds of thousands of dollars and most of your regular payments are going toward paying interest.

Brokers partnering with realtors for reverse mortgages

How to grow your reverse mortgage business by partnering with realtors

June 5, 2025 No Comments

Bring flexible financing solutions to the table to help realtors close more deals.

Ready to buy a home? What experts say many buyers forget to consider first

May 27, 2025 2 Comments

A down payment is a big step for homebuyers, but definitely not the only one.

More than a last resort: How to position reverse mortgages for today’s retiree

May 26, 2025 No Comments

Reverse mortgages have rapidly evolved from a niche product to a mainstream financial tool for Canadian homeowners aged 55 and over.

Thinking of a private mortgage? Here’s what lenders want to see

May 6, 2025 1 Comment

Private mortgages continue to play an important role in today’s Canadian housing market, especially as traditional lending guidelines tighten. Yet many borrowers are surprised to learn that private lenders don’t simply look at one or two factors — they assess a wide range of details that can make or break a deal.

How to keep your home after separation—even if you don’t qualify alone

April 17, 2025 No Comments

Separation and divorce are hard enough without throwing mortgage stress into the mix. One of the most emotional questions we hear is, ‘I want to keep the house, but I don’t make enough on my own to qualify—what can I do?’

Value Connect appraisal management company

Low appraisals are back—don’t let them kill your financing

April 4, 2025 No Comments

Appraisals have become a bit of a wildcard lately. More and more, they’re coming in lower than expected—which can seriously throw off your plans, whether you’re buying or refinancing.

With prepayment penalties surging, game-changing new tool helps borrowers weigh their options

March 25, 2025 No Comments

As prepayment penalties climb, many borrowers are left in the dark about the true cost of breaking their mortgage. Now, a first-of-its-kind tool is bringing much-needed transparency, helping borrowers and brokers assess whether making a move could lead to significant savings.

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