<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//canadianmortgagetrends.thedev.ca/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/09/top-risks-and-trends-in-canadas-mortgage-market/</loc>
		<lastmod>2021-10-04T15:24:04+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/04/suburbs.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2016/09/Regulations-Changing.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/09/the-broker-channel-gets-another-prime-lender-strive-financial/</loc>
		<lastmod>2021-10-04T15:23:23+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/09/Strive.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/09/Marty-Frenette_Strive.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/09/Stephen-Kissuk_Strive.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/09/bond-yields-are-rising-are-fixed-mortgage-rates-next/</loc>
		<lastmod>2021-10-04T15:22:53+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/09/5-yr-bond-yield-12-months.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/09/buying-vs-renting-homeowners-come-out-ahead-study-says/</loc>
		<lastmod>2021-09-30T14:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/09/cmhc-raises-national-housing-market-risk-to-high/</loc>
		<lastmod>2021-09-29T01:29:00+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/09/Screenshot-2021-09-28-at-16-04-18-CMHC-releases-Q3-2021-Housing-Market-Assessment.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/07/high-inflation-is-temporary-but-will-persist-through-year-end-boc/</loc>
		<lastmod>2021-09-16T18:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/09/home-prices-post-monthly-gain-as-supply-tightens/</loc>
		<lastmod>2021-09-16T14:06:09+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/09/Residential-market-balance_CREA.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/08/home-prices-mark-fourth-consecutive-monthly-decline-from-march-peak/</loc>
		<lastmod>2021-09-16T02:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/08/summary-of-housing-promises-from-canadas-main-political-parties/</loc>
		<lastmod>2021-09-02T15:59:56+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/08/Liberals.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/08/conservative.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/08/NDP_Orange.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/08/BlocQuebecois.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/08/gpc.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/09/housing-market-risks-are-easing-rbc/</loc>
		<lastmod>2021-09-02T15:05:10+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/09/RBC-housing-market-data.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/08/record-mortgage-growth-and-higher-heloc-usage-in-second-quarter/</loc>
		<lastmod>2021-09-01T13:44:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2018/10/lendesk-announces-creation-of-new-lender-network/</loc>
		<lastmod>2021-08-27T05:21:53+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/10/Lendesk-POS-Application2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/09/q3-2020-bank-earnings-an-update-on-big-bank-deferrals/</loc>
		<lastmod>2021-08-26T19:37:46+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/trans.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3d5970c.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0167671239dc970b.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0163061e9a2d970d.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3e4970c.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0167671239e9970b.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d412970c.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/08/royal-bank-added-9-billion-in-mortgages-to-its-portfolio-this-quarter/</loc>
		<lastmod>2021-08-26T14:18:47+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3e4970c.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/08/what-does-high-inflation-mean-for-mortgage-rates/</loc>
		<lastmod>2021-08-24T17:58:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/08/mortgage-borrowing-grew-at-its-fastest-monthly-pace-ever-in-june/</loc>
		<lastmod>2021-08-23T20:03:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/08/q2-lender-earnings-strong-results-and-a-positive-outlook-for-h2/</loc>
		<lastmod>2021-08-20T19:34:34+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2016/12/First-National-NEW.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2015/12/HCG-LOGO.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/08/eqb_logo_horizontal_en.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/08/latest-in-mortgage-news-housing-affordability-back-on-the-decline/</loc>
		<lastmod>2021-08-12T14:58:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/07/majority-of-canadian-buyers-borrowing-their-maximum-approved-mortgage/</loc>
		<lastmod>2021-07-20T14:12:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/07/the-latest-in-mortgage-news-mortgage-debt-soars-as-credit-card-debt-falls-to-6-year-low/</loc>
		<lastmod>2021-07-19T03:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/07/canadas-housing-market-slowly-getting-back-to-normal/</loc>
		<lastmod>2021-07-15T23:08:38+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/07/natl_chart_of_interest01_xhi-res_en.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/07/mcap-to-acquire-paradigm-quest-and-merix/</loc>
		<lastmod>2021-07-15T14:32:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/06/homebuyers-shun-cmhcs-first-time-home-buyers-incentive/</loc>
		<lastmod>2021-06-26T16:15:38+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/06/Screenshot-2021-06-23-at-01-02-16-First-time-homebuyers-program-still-short-homebuyers.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/06/low-rates-helping-borrowers-pay-off-mortgages-at-record-pace/</loc>
		<lastmod>2021-06-22T19:58:31+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/06/Infographic1-Slide-2-A-Twitter.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/06/Mortgage-payments.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/06/q2-2021-bank-earnings-profits-soar-as-loss-provisions-plunge/</loc>
		<lastmod>2021-06-17T13:47:10+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/trans.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3d5970c.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0167671239dc970b.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0163061e9a2d970d.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3e4970c.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0167671239e9970b.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d412970c.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/06/housing-market-moderates-in-may-but-prices-forecast-to-rise-19-3-this-year/</loc>
		<lastmod>2021-06-16T13:24:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/06/q2-2020-bank-earnings-provisions-mortgage-deferrals/</loc>
		<lastmod>2021-06-11T03:25:19+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/trans.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3d5970c.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0167671239dc970b.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0163061e9a2d970d.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3e4970c.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0167671239e9970b.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d412970c.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/05/following-record-volumes-in-2020-m3-dlc-groups-set-sights-on-2021/</loc>
		<lastmod>2021-06-10T16:14:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/06/bank-of-canada-holds-rates-says-high-inflation-will-be-temporary/</loc>
		<lastmod>2021-06-10T13:29:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/06/qa-with-m3-group-on-its-acquisition-of-pinch-financial/</loc>
		<lastmod>2021-06-10T13:21:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/06/the-latest-in-mortgage-news-have-home-prices-peaked/</loc>
		<lastmod>2021-06-07T14:00:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/05/best-practices-to-verify-your-clients-down-payments/</loc>
		<lastmod>2021-05-25T21:26:04+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/05/iStock-155371904.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/05/insured-and-uninsured-mortgage-stress-test-changes-confirmed-for-june-1/</loc>
		<lastmod>2021-05-21T17:48:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/05/q1-lender-earnings-the-recovery-is-underway/</loc>
		<lastmod>2021-05-20T13:33:32+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2016/12/First-National-NEW.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2015/12/HCG-LOGO.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/08/eqb_logo_horizontal_en.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/05/canadian-home-prices-take-a-breather-in-april-will-it-last/</loc>
		<lastmod>2021-05-18T13:15:43+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/05/CREA-home-prices-April-2021.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/05/latest-in-mortgage-news-house-prices-to-moderate-this-year-says-cmhc/</loc>
		<lastmod>2021-05-12T16:40:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/05/sagen-overtakes-cmhc-as-canadas-largest-mortgage-default-insurer/</loc>
		<lastmod>2021-05-07T14:31:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/05/opinion-equitable-banks-nesto-gamble/</loc>
		<lastmod>2021-05-06T02:50:51+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/05/nesto2.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/09/first-time-home-buyer-incentive-now-available/</loc>
		<lastmod>2021-05-05T13:05:17+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/06/Homebuyers.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/04/latest-in-mortgage-news-housing-market-to-cool-by-end-of-the-year-td/</loc>
		<lastmod>2021-05-04T16:51:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/10/canadians-need-guidance-with-their-mortgages/</loc>
		<lastmod>2021-04-30T16:41:57+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/confused-mortgage-consumer.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/mortgage-broker-helping-clients.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/01/latest-mortgage-news-fixed-mortgage-rates-fall-coronavirus-fears/</loc>
		<lastmod>2021-04-30T16:39:33+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/09/Mortgage-advice.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/01/Screenshot_2020-01-28-scotiaflash20200115-pdf.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/04/a-pre-approval-does-not-guarantee-a-mortgage-approval/</loc>
		<lastmod>2021-04-27T22:00:00+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/04/iStock-177533559.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/04/federal-budget-doesnt-rock-the-canadian-housing-boat/</loc>
		<lastmod>2021-04-20T21:05:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/04/high-home-prices-a-growing-obstacle-for-first-time-buyers/</loc>
		<lastmod>2021-04-19T16:31:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/04/average-home-price-hits-a-record-716828-is-another-policy-response-coming/</loc>
		<lastmod>2021-04-16T13:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/04/homebuyers-to-face-more-stringent-mortgage-stress-test-after-june-1/</loc>
		<lastmod>2021-04-09T14:18:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/04/the-latest-in-mortgage-news-osfi-to-re-launch-review-of-the-uninsured-stress-test/</loc>
		<lastmod>2021-04-08T14:02:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/04/more-calls-for-policymakers-to-intervene-in-housing-frenzy/</loc>
		<lastmod>2021-04-01T15:31:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/03/rbc-says-policy-response-needed-to-tackle-soaring-house-prices/</loc>
		<lastmod>2021-03-31T04:52:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/03/latest-in-mortgage-news-rising-prices-spurs-talk-of-capital-gains-tax-on-home-sales/</loc>
		<lastmod>2021-03-23T14:49:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/03/fomo-tight-housing-inventory-drive-home-prices-to-a-new-record/</loc>
		<lastmod>2021-03-16T13:27:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/03/mortgages-lead-credit-growth-as-delinquency-rates-decline/</loc>
		<lastmod>2021-03-09T14:43:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/03/romy-bowers-named-new-cmhc-ceo-as-outgoing-evan-siddall-addresses-off-the-mark-forecasts/</loc>
		<lastmod>2021-03-03T14:42:22+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/03/romy-bowers.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/03/Screenshot_2021-03-03-Evan-Siddall-on-Twitter.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/03/Screenshot_2021-03-03-Evan-Siddall-on-Twitter1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/02/latest-in-mortgage-news-boc-sees-early-signs-of-housing-overheating-but-will-keep-rates-low-for-now/</loc>
		<lastmod>2021-02-26T15:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/02/bond-yields-surge-mortgage-rates-rising-in-response/</loc>
		<lastmod>2021-02-23T13:50:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/02/canadian-home-prices-set-new-record-high-in-january-should-we-be-worried/</loc>
		<lastmod>2021-02-17T14:54:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/01/canadas-energizer-bunny-housing-market-2021-forecasts/</loc>
		<lastmod>2021-02-01T05:51:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/12/dont-fear-the-digital-future-of-mortgages/</loc>
		<lastmod>2021-02-01T03:26:12+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/ditigal-mortgages.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/lack-of-digital-adoption.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/canada-digital-mortgages.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/mortgage-advisor.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/01/odds-of-a-bank-of-canada-micro-rate-cut-diminish-following-rate-decision/</loc>
		<lastmod>2021-01-21T14:55:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/01/latest-in-mortgage-news-despite-challenges-majority-of-canadians-plan-to-buy-a-home/</loc>
		<lastmod>2021-01-19T13:37:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/01/december-caps-off-blockbuster-year-for-canadian-housing/</loc>
		<lastmod>2021-01-16T15:57:51+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/01/Screenshot_2021-01-15-2-Ben-Rabidoux-BenRabidoux-Twitter.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/01/mic-trade-show-goes-virtual/</loc>
		<lastmod>2021-01-15T14:36:00+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2021/01/MIC-Trade-Show.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2021/01/2020-year-in-review/</loc>
		<lastmod>2021-01-05T15:34:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/12/tight-market-conditions-keep-home-sales-and-prices-at-historical-highs/</loc>
		<lastmod>2020-12-17T15:53:52+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/12/Screenshot_2020-12-17-natl_chart_of_interest01_xhi-res_en-png-PNG-Image-1079-%C3%97-739-pixels.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/12/first-time-home-buyer-incentive-to-become-more-useful-in-select-markets/</loc>
		<lastmod>2020-12-04T15:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/11/q3-lender-earnings-the-unexpected-recovery/</loc>
		<lastmod>2020-12-02T03:04:18+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2016/12/First-National-NEW.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2015/12/HCG-LOGO.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/08/eqb_logo_horizontal_en.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/12/sagen-logo-TM_light-bg-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/08/q2-lender-earnings-mortgage-deferral-situation-easing/</loc>
		<lastmod>2020-12-01T06:13:14+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2016/12/First-National-NEW.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2015/12/HCG-LOGO.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/08/eqb_logo_horizontal_en.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/08/genworth-canada-new.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/11/latest-in-mortgage-news-industry-announcements/</loc>
		<lastmod>2020-11-25T17:23:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/11/record-low-supply-and-interest-rates-fuel-record-october-home-prices/</loc>
		<lastmod>2020-11-17T15:17:04+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/11/iStock-956918444.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/11/optimism-returns-to-the-markets-could-fixed-rates-start-to-rise/</loc>
		<lastmod>2020-11-11T14:57:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/11/latest-in-mortgage-news-toronto-and-vancouver-home-sales-up-25-in-october/</loc>
		<lastmod>2020-11-05T15:11:33+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/05/iStock-546443218.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/10/the-broker-tech-war-just-got-real/</loc>
		<lastmod>2020-10-27T18:21:31+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/10/finastra-logo.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/10/DLC_logo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/10/Lendesk-logo.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/10/M3-Group-logo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/10/iStock-668039210.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/10/latest-in-mortgage-news-dominion-lending-centre-unveils-new-deals/</loc>
		<lastmod>2020-10-24T14:48:29+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/01/Merger.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2016/07/Falling-interest-rate-FB.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/10/home-prices-up-17-in-september-but-some-signs-of-cooling-showing/</loc>
		<lastmod>2020-10-16T14:44:07+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/Rising-home-prices.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/10/shutterstock_702235132.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/10/a-final-conversation-with-cmhcs-evan-siddall-and-mpcs-paul-taylor/</loc>
		<lastmod>2020-10-08T19:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/10/latest-in-mortgage-news-september-another-blockbuster-month-for-gta-gva-real-estate/</loc>
		<lastmod>2020-10-07T21:19:22+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/07/iStock-640248188.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/01/iStock-1023100382.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/09/pandemic-has-increased-homebuying-intentions-among-young-canadians/</loc>
		<lastmod>2020-09-29T13:37:15+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/millennials-dreaming-of-homeownership.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/09/national-housing-market-shows-signs-of-moderate-vulnerability-cmhc-says/</loc>
		<lastmod>2020-09-24T13:26:48+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/09/Screenshot_2020-09-24-Housing-Market-Assessment-2020Q3-housing-market-assessment-68456-2020-q03-en-pdf.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/09/equifax-rolls-out-changes-to-its-mortgage-inquiry-process/</loc>
		<lastmod>2020-09-21T13:50:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/09/housing-market-soars-above-pre-pandemic-levels-but-will-it-last/</loc>
		<lastmod>2020-09-16T12:04:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/09/big-banks-still-dominate-mortgage-market-share-says-cmhc/</loc>
		<lastmod>2020-09-14T13:11:49+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/07/iStock-1209310929.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/09/resetting-the-mpc-foundation-within-a-resetting-nation/</loc>
		<lastmod>2020-09-10T13:09:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/08/latest-in-mortgage-news-osfi-changes-rules-for-mortgage-deferrals/</loc>
		<lastmod>2020-09-01T12:40:22+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/09/iStock-1214383404.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/06/iStock-1023541912.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/08/dont-let-closing-costs-catch-you-off-guard/</loc>
		<lastmod>2020-08-31T22:11:50+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/millennials-struggle-with-homeownership.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2017/03/15.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/07/Housing-costs.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/08/opinion-the-path-forward-under-minister-of-finance-chrystia-freeland/</loc>
		<lastmod>2020-08-18T19:39:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/08/home-prices-set-new-record-high-sales-surpass-pre-covid-levels/</loc>
		<lastmod>2020-08-18T12:51:59+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/08/Screenshot_2020-08-17-natl_chart_of_interest01_xhi-res_en-png-PNG-Image-1079-%C3%97-740-pixels.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/clueless.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/08/cmhcs-siddall-calls-on-lenders-default-insurers-to-tighten-lending/</loc>
		<lastmod>2020-08-13T13:02:13+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/10/1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/09/house-in-vice.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/08/stress-test-rate-to-fall-to-4-79/</loc>
		<lastmod>2020-08-11T14:44:13+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/09/house-in-vice.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/08/covid-19-stokes-canadian-homebuying-intentions-mpc-report/</loc>
		<lastmod>2020-08-10T13:44:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/08/latest-in-mortgage-news-toronto-home-prices-set-july-record/</loc>
		<lastmod>2020-08-07T12:35:05+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/08/iStock-957951430.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/08/iStock-945093444.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/08/fixed-or-variable-floating-rate-mortgages-losing-their-lustre/</loc>
		<lastmod>2020-08-06T15:07:17+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/confused-mortgage-consumer.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/mortgage-broker-helping-clients.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/07/latest-in-mortgage-news-economic-slowdown-hitting-alternative-lenders-hard/</loc>
		<lastmod>2020-07-28T22:55:50+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/01/Court-decision.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/07/how-the-government-has-saved-the-economy-from-covid-19-so-far/</loc>
		<lastmod>2020-07-23T13:38:05+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/01/iStock-1023100382.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/07/iStock-1209310929.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/iStock-1213980214.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/07/canadian-real-estate-defies-covid-sales-up-63-in-june/</loc>
		<lastmod>2020-07-16T00:19:35+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/07/natl_chart_of_interest01_xhi-res_en.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/07/lower-immigration-to-be-a-drag-on-housing-for-years-says-td/</loc>
		<lastmod>2020-07-14T13:28:15+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/07/iStock-500873822.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/07/Screenshot_2020-07-14-Fewer-People-Less-Demand-Easing-Population-Growth-to-Weigh-on-Housing.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/07/latest-in-mortgage-news-june-data-indicates-a-housing-rebound-but-will-it-last/</loc>
		<lastmod>2020-07-10T13:51:59+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/iStock-1215540890.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/06/iStock-1174167436.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/06/mortgage-rates-keep-setting-new-record-lows/</loc>
		<lastmod>2020-06-30T13:05:30+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/03/iStock-1158024102.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/03/iStock-1081520992.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/06/home-sales-prices-wont-fully-recover-2022-says-cmhc/</loc>
		<lastmod>2020-06-27T16:34:02+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/iStock-1213980214.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/06/latest-mortgage-news-newton-provide-free-transunion-access-6000-velocity-users/</loc>
		<lastmod>2020-06-26T14:06:49+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/06/iStock-1147405001.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/06/economic-recovery-prolonged-bumpy-says-bocs-macklem/</loc>
		<lastmod>2020-06-23T12:32:35+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/06/iStock-1217465262.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/06/latest-in-mortgage-news-4-in-10-buyers-open-to-purchasing-a-home-virtually/</loc>
		<lastmod>2020-06-22T14:10:47+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/ditigal-mortgages.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/05/Canadian-home-sales-fall.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/06/canadian-home-sales-rebound-57-from-april-but-still-down-sharpy-vs-2019/</loc>
		<lastmod>2020-06-16T13:15:30+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/06/Screenshot_2020-06-15-Canadas-Housing-Market-Woke-up-in-May-RBC-Economics.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/06/CREA-home-prices-May-2020.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/01/q4-2019-bank-earnings-mortgage-morsels/</loc>
		<lastmod>2020-06-15T04:04:31+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/trans.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3d5970c.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0167671239dc970b.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0163061e9a2d970d.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3e4970c.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0167671239e9970b.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d412970c.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/06/genworth-and-canada-guaranty-wont-adopt-cmhcs-new-mortgage-rules/</loc>
		<lastmod>2020-06-09T14:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/06/reaction-cmhcs-new-restrictions-insured-mortgages/</loc>
		<lastmod>2020-06-08T12:45:40+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2016/01/Consumer-survey-2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/05/latest-in-mortgage-news-2-5-years-for-home-prices-to-make-new-highs-says-cmhc/</loc>
		<lastmod>2020-06-01T00:54:49+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/mortgage-deferrals.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/05/iStock-546443218.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/05/cmhcs-siddall-delivers-gloomy-outlook-up-to-18-drop-in-home-prices-20-arrears-rate/</loc>
		<lastmod>2020-05-25T16:00:47+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/03/iStock-1158024102.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/01/Siddall-4.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/05/record-decline-home-sales-listings-april-crea/</loc>
		<lastmod>2020-05-17T22:00:09+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/iStock-1208870231.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/05/National-home-prices.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/05/lender-calls-q1-roundup-3/</loc>
		<lastmod>2020-05-15T19:39:34+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2016/12/First-National-NEW.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/05/First-National-Q1-stats.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/05/iStock-899471458.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2015/12/HCG-LOGO.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/05/Home-Trust-stats.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2017/03/15.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/05/latest-in-mortgage-news-stress-test-rate-to-drop/</loc>
		<lastmod>2020-05-15T13:22:22+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/05/Screenshot_2020-05-14-Financial-System-Review%E2%80%942020.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/millennials-dreaming-of-homeownership.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/05/iStock-979209726.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/05/latest-in-mortgage-news-home-price-recovery-not-expected-until-2022/</loc>
		<lastmod>2020-05-08T16:37:37+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/iStock-1215540890.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/05/iStock-646887790.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/05/2020-mortgage-forecasts-defaults-to-jump-originations-to-tumble-sales-to-suffer/</loc>
		<lastmod>2020-05-05T13:36:54+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/mortgage-deferrals.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/05/Screenshot_2020-05-05-Canadian-Housing-Forecast-Update1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/04/covid-19s-impact-on-real-estate-toronto-home-sales-down-69/</loc>
		<lastmod>2020-04-27T13:11:56+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/iStock-1010564278.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/04/one-in-20-homeowners-have-missed-a-mortgage-payment-due-to-covid-19/</loc>
		<lastmod>2020-04-22T13:48:24+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/mortgage-deferrals.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/Screenshot_2020-04-22-Housing-concern-sends-Canadian-consumer-confidence-to-new-low-BNN-Bloomberg.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/04/latest-in-mortgage-news-six-month-deferrals-could-cost-you-up-to-12000/</loc>
		<lastmod>2020-04-19T15:04:53+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/iStock-1208870231.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/Screenshot_2020-04-16-scotiaflash20200415A-pdf.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/04/covid-19-fallout-spreads-mortgage-refinances-canada/</loc>
		<lastmod>2020-04-16T12:30:41+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/consumer-proposal-couple.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/income-verification.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/home-appraisal.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/04/mortgage-lenders-provide-covid-19-update-part-2/</loc>
		<lastmod>2020-04-14T13:19:25+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/iStock-1202111156.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/iStock-1213980214.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/04/the-latest-covid-19-mortgage-news-toronto-real-estate-sales-plunge-37/</loc>
		<lastmod>2020-04-01T16:07:48+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/04/iStock-93082929.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/03/how-to-keep-marketing-when-business-stops-moving/</loc>
		<lastmod>2020-03-30T20:32:23+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/03/Frustrated-Image_Compressed-File.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/03/One-red-umbrella.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/03/mortgage-rates-rising/</loc>
		<lastmod>2020-03-29T19:42:51+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/consumer-proposal-couple.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/03/deferred-mortgage-payments-credit-score-gamble/</loc>
		<lastmod>2020-03-25T16:14:44+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/11/young-couple-in-debt.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/03/iStock-1151738239.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/mortgage-advisor.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/03/the-latest-covid-19-mortgage-developments-rates-on-the-rise/</loc>
		<lastmod>2020-03-23T13:33:07+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/2020-outlook.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/03/iStock-618516848.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/03/big-banks-announce-mortgage-deferral-relief-homeowners/</loc>
		<lastmod>2020-03-19T18:09:44+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/03/iStock-1136610584.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/03/Screenshot_2020-03-19-5-Evan-Siddall-ewsiddall-Twitter.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/03/canadian-home-sales-prices-jump-february/</loc>
		<lastmod>2020-03-17T05:17:38+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/02/iStock-1162345980.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/03/canada-home-prices-feb-2020-zoocasa.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/03/boc-delivers-emergency-rate-cut-stress-test-changes-suspended/</loc>
		<lastmod>2020-03-14T13:33:46+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/03/Interest-rate-cut.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/03/state-mortgage-market-2020/</loc>
		<lastmod>2020-03-12T21:23:49+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/mortgage-advisor.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/New-immigrants-buying-homes.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/05/Home-equity.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/07/Housing-costs.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/09/mortgage-consumers.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/03/latest-in-mortgage-news-mortgage-rates-falling-as-economic-turmoil-persists/</loc>
		<lastmod>2020-03-11T21:51:32+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/07/TO-skyline-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/consumer-proposal-couple.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/03/bank-of-canada-increasingly-likely-to-deliver-a-surprise-rate-cut-this-week/</loc>
		<lastmod>2020-03-04T23:30:37+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/03/iStock-1042301932.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2008/12/record-spreads-as-bond-yields-keep-falling/</loc>
		<lastmod>2020-03-04T02:37:18+00:00</lastmod>
		<image:image>
			<image:loc>http://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/04/6a00d8341c74cb53ef010536a4ce52970c.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>http://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/04/6a00d8341c74cb53ef010536a4ce5a970c.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/02/latest-in-mortgage-news-meridian-credit-union-raises-125-million/</loc>
		<lastmod>2020-02-26T17:53:17+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/02/iStock-627279634.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/02/iStock-1163206725.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/02/bond-yields-and-fixed-rates-falling-further-on-coronavirus-fears/</loc>
		<lastmod>2020-02-25T15:15:21+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/02/Screenshot_2020-02-24-Canada-5-Year-Bond-Yield-Investing-com-Canada.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/Poloz.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/02/questions-new-stress-test-rate-answers/</loc>
		<lastmod>2020-02-22T15:13:02+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/02/Dunning-chart.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/02/department-of-finance-announces-new-qualifying-rate-for-insured-stress-test/</loc>
		<lastmod>2020-02-19T14:10:05+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/09/iStock-147011823.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/10/Reaction.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/02/home-prices-11-5-january-supply-dwindles-crea/</loc>
		<lastmod>2020-02-15T21:20:11+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/04/suburbs.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/02/canada-home-prices-jan-2020-zoocasa.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/02/toronto-house-prices-headed-back-2016-levels/</loc>
		<lastmod>2020-02-13T14:15:33+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2017/06/houses.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/02/cmhcs-first-time-home-buyer-incentive-off-slow-start/</loc>
		<lastmod>2020-02-04T00:01:47+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/02/Evan-Siddall-Tweet-re-FTHBI.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/03/thumbs-down-2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/01/are-changes-to-the-stress-test-qualifying-rate-coming/</loc>
		<lastmod>2020-01-30T16:33:33+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/09/iStock-147011823.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/01/attention-brokers-are-you-making-these-8-common-content-marketing-mistakes/</loc>
		<lastmod>2020-01-27T13:32:43+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/01/iStock-854550528.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/01/Content-marketing_.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/01/iStock-1074983828.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/01/cmhcs-siddall-wont-seek-another-term/</loc>
		<lastmod>2020-01-24T02:57:32+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/05/Siddall-5.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/01/latest-mortgage-news-industry-announcements/</loc>
		<lastmod>2020-01-17T14:34:39+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/05/Home-equity.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/02/Mobile-phone.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/01/toronto-homebuyer-learns-expensive-lesson-unconditional-offers/</loc>
		<lastmod>2020-01-16T15:46:45+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/01/iStock-172368802.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/01/canadians-new-years-resolution-pay-down-that-debt/</loc>
		<lastmod>2020-01-16T15:39:59+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/09/homeowners.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2020/01/canadian-home-prices-continued-their-recovery-in-december-crea/</loc>
		<lastmod>2020-01-15T20:03:18+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2020/01/canada-home-prices-dec-2019-zoocasa.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/01/q4-2018-bank-earnings-mortgage-morsels/</loc>
		<lastmod>2020-01-08T16:01:22+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/trans.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3d5970c.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0167671239dc970b.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0163061e9a2d970d.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3e4970c.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0167671239e9970b.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d412970c.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/12/2019-year-review/</loc>
		<lastmod>2020-01-02T01:43:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/12/the-latest-in-mortgage-news-2020-forecasts/</loc>
		<lastmod>2019-12-30T23:41:21+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/04/suburbs.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/01/home-inspection.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/canada-house-prices.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/12/latest-mortgage-news-mortgage-delinquencies-rise/</loc>
		<lastmod>2019-12-23T01:02:56+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2017/07/meeting2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/04/Vancouver.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/Rising-home-prices.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/12/morneau-ordered-to-review-stress-test-what-can-we-expect/</loc>
		<lastmod>2019-12-18T22:55:26+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/thumbs-up.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/01/home-inspection.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/09/iStock-147011823.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/11/warning-caution.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/10/is-monetary-still-working-like-it-used-to/</loc>
		<lastmod>2019-12-17T22:10:52+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/03/Negative-growth.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/Household-savings-rates.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2015/07/071815_0455_RateReflect1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/canada-recession.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/12/market-mortgage-business-effectively-2020/</loc>
		<lastmod>2019-12-17T14:52:37+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/2019-to-2020.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/04/Filming-video-on-mobile_Hermes-rivera_sm.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/search-engine-optimization.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/tailored-solutions.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2016/03/Marketing-FB.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/12/housing-inventory-lowest-level-10-years/</loc>
		<lastmod>2019-12-17T13:52:57+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/canada-home-prices-nov-2019-zoocasa.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/12/latest-mortgage-news-homeownership-becoming-pipedream-millennials/</loc>
		<lastmod>2019-12-15T23:59:30+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/11/young-couple-in-debt.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/insolvency.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/Residential-mortgage-credit-growth.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/12/lender-calls-q3-roundup-3/</loc>
		<lastmod>2019-12-12T00:52:42+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2015/12/HCG-LOGO.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/Home-Capital-Q3-earnings.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2016/12/First-National-NEW.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/12/First-National-Q3-earnings.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/11/mortgage-industry-assessment-lender-heads-blue-skies/</loc>
		<lastmod>2019-11-29T18:14:38+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/11/Jason-Ellis_FN.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/11/Yousry-Bissada_Home.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/11/Ben-Rodney_RFA.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/11/Mark-Aldridge_MCAP.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/11/debt-minds-canadians/</loc>
		<lastmod>2019-11-27T15:26:39+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2015/04/iStock_000017477908Medium.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/11/tech-1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/05/Erase-debt.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/11/cmhcs-siddall-defends-policies-provides-update-on-the-fthbi/</loc>
		<lastmod>2019-11-25T19:30:48+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/10/Update.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/11/mortgage-rate-renewal.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/11/IMG_8817.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/11/housing-market-recovery-continued-october/</loc>
		<lastmod>2019-11-15T23:43:57+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/11/canada-home-prices-oct-2019-zoocasa.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/11/these-homeowners-need-a-private-mortgage/</loc>
		<lastmod>2019-11-13T18:43:21+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/05/Debts.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/06/financial-distress.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/05/Taxes-owing-Canada-Revenue-Agency.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/05/Erase-debt.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/11/mortgage-growth-slows-in-first-half-of-2019/</loc>
		<lastmod>2019-11-08T21:21:00+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/11/CMHC-Residential-Mortgage-Industry-Dashboard-Fall-2019.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/11/renewal-rate-shock-diminishing-says-boc/</loc>
		<lastmod>2019-11-06T17:52:11+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/11/Mortgage-rate-increase-at-renewal.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/05/Mortgage-rate-rollercoaster.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/09/bank-canada-holds-rates-neutral-dovish/</loc>
		<lastmod>2019-10-30T00:10:01+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2015/08/Takeover-Moves.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/10/latest-mortgage-news-new-immigrants-driving-housing-demand/</loc>
		<lastmod>2019-10-25T17:44:28+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/Housing-construction.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/Residential-Mortgage-Credit-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/10/social-selling-heres-get-started/</loc>
		<lastmod>2019-10-20T18:58:49+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/Social-selling-image-3.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/Social-Selling-image-2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/Social-Selling-image-52.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/10/canadian-housing-market-rebounds/</loc>
		<lastmod>2019-10-16T18:48:39+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/canada-home-prices-sep-2019-zoocasa-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/08/30-easy-social-media-posts-to-keep-you-in-front-of-your-clients/</loc>
		<lastmod>2019-10-15T18:05:14+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/08/iStock-1131386049.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/06/iStock-458974523.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/06/Homebuyers.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/08/iStock-953783202.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/10/latest-in-mortgage-news-dlc-launches-discovery-platform/</loc>
		<lastmod>2019-10-14T21:43:38+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/10/Strong-employment-data.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/04/Vancouver.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/10/q3-2019-bank-earnings-mortgage-morsels/</loc>
		<lastmod>2019-10-10T02:03:56+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/trans.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3d5970c.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0167671239dc970b.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0163061e9a2d970d.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3e4970c.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0167671239e9970b.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d412970c.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2018/09/q3-2018-bank-earnings-mortgage-morsels/</loc>
		<lastmod>2019-10-09T20:19:14+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/trans.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3d5970c.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0167671239dc970b.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0163061e9a2d970d.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3e4970c.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0167671239e9970b.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d412970c.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/10/fixed-mortgage-rates-set-rise/</loc>
		<lastmod>2019-10-01T20:11:59+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/04/Statistics.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/09/industrial-alliance-exits-the-residential-mortgage-market/</loc>
		<lastmod>2019-09-19T00:47:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/09/reaction-first-time-home-buyer-incentive-tweaks/</loc>
		<lastmod>2019-09-17T18:06:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/09/ottawa-leads-canadian-cities-rising-home-pricescrea/</loc>
		<lastmod>2019-09-17T14:01:58+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/09/canada-home-prices-aug-2019-zoocasa.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/09/lender-calls-q2-roundup-2/</loc>
		<lastmod>2019-09-11T14:20:51+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2015/12/HCG-LOGO.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/09/Home-Trust-Q22019.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/03/SCBC_Logo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/09/Street-Capital-Q22019.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2016/12/First-National-NEW.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/09/First-National-Q2-2019.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/09/canadians-not-deterred-by-homeownership-obstacles/</loc>
		<lastmod>2019-09-06T16:29:30+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/01/home-inspection.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/09/house-in-vice.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/04/update-on-cmhcs-first-time-home-buyers-incentive/</loc>
		<lastmod>2019-09-02T18:02:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/03/mortgage-industry-reacts-to-liberal-budget/</loc>
		<lastmod>2019-09-02T18:00:47+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2017/04/report-reviews.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/05/cmhcs-siddall-warns-homeownership-party-coming-end/</loc>
		<lastmod>2019-08-30T15:57:02+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/04/Focus-on-housing.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/08/the-latest-in-mortgage-news-home-vacancy-rates-skyrocket/</loc>
		<lastmod>2019-08-30T14:57:07+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/04/Duncan-Hannay.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/08/Brian-Porter-Scotiabank.jpeg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/08/Credit-report.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/08/Luxury-real-estate.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/08/fintech-firm-lendesk-acquires-lender-spotlight/</loc>
		<lastmod>2019-08-28T15:37:09+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/08/LenderSpotlight-5.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/08/mortgage-stress-test-sidelining-young-buyers/</loc>
		<lastmod>2019-08-21T18:48:51+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2016/05/Struggling-to-pay-bills-FB.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2015/12/Higher-downpayments.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/08/national-home-sales-slowly-recovering-crea/</loc>
		<lastmod>2019-08-16T11:15:08+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/08/canada-home-prices-july-2019-zoocasa.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/08/brookfield-business-partners-lp-acquires-controlling-stake-genworth-mi-canada-inc/</loc>
		<lastmod>2019-08-13T21:50:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/08/latest-in-mortgage-news-why-the-fed-cut-rates-this-week/</loc>
		<lastmod>2019-08-02T19:48:01+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/07/TO-skyline.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2018/08/brokers-can-harness-power-video-emails/</loc>
		<lastmod>2019-08-01T15:28:43+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/07/iStock-847069642.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/06/Stats.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/07/parents-to-the-rescue-for-young-homebuyers/</loc>
		<lastmod>2019-07-26T15:37:10+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2017/08/at-home.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/07/when-it-comes-to-linkedin-you-are-what-you-share-part-ii/</loc>
		<lastmod>2019-07-24T13:30:53+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/06/LinkedIn-Boxes.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/03/Participation.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/07/Social-media-likes.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/07/latest-in-mortgage-news-stress-test-rate-drops-after-a-year-of-no-change/</loc>
		<lastmod>2019-07-19T14:06:04+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2017/06/banks.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/07/Canadian-housing-market.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/07/Canadian-real-estate-market.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/07/mortgage-growth-slows-alt-lender-share-grows-cmhc/</loc>
		<lastmod>2019-07-17T15:25:13+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/07/Mortgage-approved.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/01/home-inspection.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/07/national-home-sales-flatten-out-in-june-crea/</loc>
		<lastmod>2019-07-15T17:35:52+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/07/canada-home-prices-june-2019-zoocasa.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/07/national-housing-affordability-improvesminus-toronto-vancouver/</loc>
		<lastmod>2019-07-05T17:53:05+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/07/TO-skyline-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/04/Vancouver.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/11/Montreal-skyline.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/07/Saint-John-NB.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/06/latest-mortgage-news-new-data-financial-distress-canada/</loc>
		<lastmod>2019-06-28T20:54:56+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2017/05/homeowners.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2016/04/Rising-home-sales-FB.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/06/linkedin-profile-effective-part/</loc>
		<lastmod>2019-06-27T17:59:50+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/06/iStock-458974523.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/06/Woman-on-computer_linkedin-sales-navigator2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/06/Guy-on-patio-on-laptop_linkedin-sales-navigator.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2017/03/Megaphone-FB-e1559760638725.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/06/iStock-459223917.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/06/q2-2019-bank-earnings-mortgage-morsels/</loc>
		<lastmod>2019-06-27T16:22:28+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/trans.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3d5970c.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0167671239dc970b.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0163061e9a2d970d.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d3e4970c.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0167671239e9970b.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2014/06/6a00d8341c74cb53ef0168ec13d412970c.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/06/street-capital-finally-finds-white-knight/</loc>
		<lastmod>2019-06-18T19:25:23+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/04/street-capital-logo.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/06/mergers-and-acquisitions.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/06/housing-market-falls-flat-may-crea/</loc>
		<lastmod>2019-06-17T19:07:37+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/06/canada-home-prices-may-2019-zoocasa.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/05/national-home-sales-rebound-april-crea/</loc>
		<lastmod>2019-06-17T17:56:27+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/05/canada-home-prices-apr-2019-zoocasa.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/06/siddall-launches-latest-volley-in-war-of-words-with-the-mortgage-industry/</loc>
		<lastmod>2019-06-13T15:15:45+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/02/public-opposition.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/06/OSFI.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/05/lender-calls-q1-roundup-2/</loc>
		<lastmod>2019-05-31T15:42:08+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2015/12/HCG-LOGO.gif</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/05/Home-Capital-Q1-earnings-data.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2018/03/SCBC_Logo.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/05/Street-Capital-Q1-earnings-data-1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2016/12/First-National-NEW.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/05/First-National-Q1-earnings-data.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://canadianmortgagetrends.thedev.ca/2019/05/broker-lender-market-share-q1-2019/</loc>
		<lastmod>2019-05-23T21:49:02+00:00</lastmod>
		<image:image>
			<image:loc>https://canadianmortgagetrends.thedev.ca/wp-content/uploads/2019/05/Mortgage-Growth.png</image:loc>
		</image:image>
	</url>
</urlset>
<!-- XML Sitemap generated by Rank Math SEO Plugin (c) Rank Math - rankmath.com -->