Jared Lindzon, Author at Mortgage Rates & Mortgage Broker News in Canada

OSFI removes mortgage stress test on switches

OSFI eyes loan-to-income rules to replace stress test as industry weighs implications

June 7, 2025 3 Comments

Canada’s banking regulator is weighing a major overhaul to how borrowers qualify for mortgages, one that could have significant implications for banks, brokers and homebuyers alike.

Bank of Canada expected to hold rates steady Wednesday as economy outperforms

June 2, 2025 No Comments

Just days ago, the Bank of Canada appeared poised to resume cutting interest rates. But stronger-than-expected GDP data released Friday may have changed the outlook.

More Canadians are relying on gifts and co-signers to buy a home: CMHC

May 23, 2025 1 Comment

More first-time homebuyers are entering the market—and doing so more quickly—but many are increasingly relying on gifts and other forms of financial assistance.

Why Canadian fixed mortgage rates are rising again

May 14, 2025 1 Comment

After briefly dipping below 4%, most five-year fixed mortgage rates at Canada’s major banks are back above the 4% mark, and could stay elevated for the foreseeable future, experts say.

TMG taps next generation of leaders as it marks 35 years in business

April 1, 2025 No Comments

TMG The Mortgage Group is undergoing a series of leadership changes as it continues to focus on innovation and championing the brokerage channel.

BMO’s mortgage rule change sends a signal about growing economic risks

March 28, 2025 No Comments

The Bank of Montreal (BMO) caused some panic last week when it announced the tightening of its mortgage requirements for self-employed workers in the steel and aluminum sectors.

With prepayment penalties surging, game-changing new tool helps borrowers weigh their options

March 25, 2025 No Comments

As prepayment penalties climb, many borrowers are left in the dark about the true cost of breaking their mortgage. Now, a first-of-its-kind tool is bringing much-needed transparency, helping borrowers and brokers assess whether making a move could lead to significant savings.

Jared Lindzon

Jared Lindzon

OSFI eyes loan-to-income rules to replace stress test as industry weighs implications

Bank of Canada expected to hold rates steady Wednesday as economy outperforms

More Canadians are relying on gifts and co-signers to buy a home: CMHC

Why Canadian fixed mortgage rates are rising again

TMG taps next generation of leaders as it marks 35 years in business

BMO’s mortgage rule change sends a signal about growing economic risks

With prepayment penalties surging, game-changing new tool helps borrowers weigh their options

Three big banks cut mortgage rates this week, one drops 5-year fixed to 3.99%

Ontario’s housing market reset: New data reveals shifting buyer trends and investor pullback

Canada in a ‘per-capita’ recession, but recovery near: CIBC’s Tal

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