IRD

Fixed vs. variable: Why variable-rate mortgages are making a comeback

February 11, 2025 No Comments

After the Bank of Canada’s latest rate reduction 5-year variable mortgage rates are now on par with their fixed-rate counterparts, raising the question: Is now the time to go variable?

Breaking a mortgage for better rates can pay off – but beware of the costs

October 4, 2024 No Comments

Interest rates are dropping, but many Canadians are still feeling the hangover of the highest lending costs in a generation.

Why mortgage brokers should know prepayment penalty calculations inside and out

March 17, 2023 No Comments

All mortgage brokers should have a comfortable working knowledge of how prepayment penalties are calculated and applied.

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IRD

Fixed vs. variable: Why variable-rate mortgages are making a comeback

Breaking a mortgage for better rates can pay off – but beware of the costs

Why mortgage brokers should know prepayment penalty calculations inside and out

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